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WESTCHESTER Accounting tutors

Book Top-Rated Accounting Tutors Near Me In WESTCHESTER, NY

Our WESTCHESTER Accounting tutors are top college students and graduates from local area universities. They have an average GPA of 3.5 or higher in their areas of tutoring specialization. At Frog Tutoring, we work with students in all grade levels and our WESTCHESTER private Accounting tutors provide customized one on one in-home tutoring through our proven three step approach to academic success.

1.Bring student up to speed by reviewing past work to ensure they are not missing any important concepts that might affect their abilities to learn future lessons. 2. Keep student ahead of the class by using the teachers lesson plan, textbook, and online curriculum to cover lessons before it is taught in class. 2. Reinforce key concepts they might have missed. This ensures they will never be behind again. Your tutor will also help with organization, study skills, and note taking strategies.
Your WESTCHESTER area Accounting tutor will also track student progress through detailed session reports which will be available to you at the end of each tutoring session. If it is okay with you, your tutor will contact your child's teacher, for K-12, to get a more detailed understanding of what they are struggling with and also to make sure that he/she and the teacher are both on the same page in their approach to tackling the problem.

Browse our list of qualified Accounting tutors below. If you are in need of an Accounting tutor in WESTCHESTER, please call us or simply go to the tab above and Request a Tutor and let us help provide the understanding and assistance needed for success.

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List of High-Achieving Accounting Tutors Near Me In WESTCHESTER, NY For In-Person & Online Tutoring


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Our Students and Parents Love Us
as Much as We Love Them

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{not commented yet}she was very knowledgeable and patient with my daughter

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Robert has been excellent and extremely helpful to my son. He is also flexible and has been willing to meet with my son prior to his exams for tutoring. MY son started the semester with a D and has increased his to a B. Thank you Robert!

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Alex has thoroughly enjoyed the sessions and found them to be very helpful. I am really happy with the feedback and the communication. Wouldn't hesitate to recommend.

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Rosemary was super helpful going over some of the concepts that were tricky, and helped explain the content well.

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Super helpful and willing to adjust to my learning habits. I really enjoy our time working together as the preparation from her end is very noticeable and appreciated.

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Great tutoring session!

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Sarah is our 5th tutor we have used on Frog tutoring. In just one short month of tutoring my child with ADHD, she has improved his math grade from a C to an A-!! We are so happy for the progress our child has made with Sarah’s help, and we will definitely continue to use her as our child’s...

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{not commented yet}The sessions are going well and I am understanding the material . The information is clear , which I love.

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Overall, AJ was absolutely amazing. I didn’t understand almost anything in physics and he made it seem like elementary grade stuff, overall was amazing and I will miss him

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Ali is an amazing tutor always willing to help me on my school assignments and is a very down-to-earth person.

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good tutor

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Looking forward to meeting you.

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Joyce has been great in helping me review topics for the NCLEX

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Ryan in very knowledgeable on the topics I was needing help with. He is professional and works around your schedule. The best tutor I have had on frog tutoring.

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Good tutor

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Never partnered so unable to rate accurately but frog tutors are great so why not give a 5

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patient and knowledgeable

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{not commented yet}Hayeon Lee is fantastic !
Very knowledgeable and wonderful to work with.
She is kind and is very easy to learn from.
Thank you for finding her.
We have another session Tuesday but I have to reschedule
Perhaps Wednesday?

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Very encouraging and funny. He makes learning fun and teaches in a very simple, easy way to understand.

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Pamela is wonderful! She's the perfect fit for my son! She's very engaging and makes tutoring fun for him

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Vince is very happy with this tutor.

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{not commented yet}Jaelynn Cafourek's accomplished computer skills and college training make her a very valuable asset to those who need a professional with their studies.I highly recommend her and her excellent attitude, and clear ability to connect with others and their specific learning...

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Carolle is an excellent tutor. She explains things well, sends me frequent reminders of what I learned during the week, and is altogether a pleasure

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Jeff was extremely knowledgeable and helpful. Deep industry knowledge in running in investment firm and very solid resource. Thank you!

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{not commented yet}
Joyce is very knowledgeable and helpful.

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A very smart individual, has great knowledge to cover the stuff needed based off your preference.

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{not commented yet}Craig has been a big help with helping me learn how to use the internet, navigate a job search and I have learned quite a bit in a shot time.

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Makes learing fun!

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Matthew and I concentrated on financial statements in my CFA Level 1 curriculum. He was extremely knowledgeable and, with his own industry experience, he was very effective at providing real-life examples that made it easier to understand the concepts.

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He is a great tutor. He knows the topics very well and explains them easily. My only complaint is that his handwriting is somewhat messy. All in all, he is a great SAT tutor for English and math.

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Awesome! he and my son work great together! My Son won't work with anyone else.

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Gurleen is AMAZING!!!!!! She is the best tutor you will find on here. She is very knowledgeable on chemistry and will help you work through so many problems despite them being very challenging. Gurleen helps with retaining the knowledge and provides notes and practice problems as well. if you need...

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Dana is very knwoedgable, especially with anatomy. I was a earning around an 80-84 percent(C) in my medical program exams. With Dana's assistance and vast knowledge in this subject I have passed a written exam AND a practical with a 92(A)!!! Dana positively encourages/challenges her students...

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Sunita Woodcheke has not only demonstrated an extraordinary commitment to my child's academic progress but has also exhibited remarkable patience, enthusiasm, and expertise in their teaching approach. Through personalized lessons and tailored guidance Sunita has fostered a supportive learning...

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Kevin is knowledgeable about math, and he knows how to teach. I’m very rusty on my skills, but he’s been nothing but patient with me. He absorbs my weaknesses and focuses on what I need help with. I appreciate all he’s done so far.

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McKenna has done a great job of working with my daughter on geometry.

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school rating and grades improved.

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I am so happy with this tutoring, my son is engaged all the time. He loves to work in the computer and the activities that they do during the tutoring. She used many different way and form in order to keep him engaged.

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Annie is great!!!!

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Madi is fantastic!!

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I don't sit next to my 9yo during sessions, and this is the first time I ever used a tutor. I can tell you that using a tutor eliminates all the fighting and whining from my kid about doing homework which makes me very happy. They get a lot done during an hour. The tutor is focused, prepared,...

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Fabulous. Olivia is engaging, knowledgeable, and a delight to work with. Highly recommend. Always punctual. Always reliable. Always helpful. Competent with both homework help and direct instruction.

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Extremely knowledgeable and gave direct examples of certain concepts I had trouble with. He also helped assess some of the specific terminology that I need to look for on the exam.

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Chigbo explains concepts in a way that makes it easy to understand. My daughter's understanding and confidence had a real boost in just two days.

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Matthew was very knowledgable in the CFP topics and is very flexible with his ability to review materials and go through the questioning.

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Ivan is absolutely amazing with his knowledge, He is my tutor for college level pre-calculus and I can confidently say that I would not be able to get through my class without ivans help with the class material. He has great patience and will explain and walk you through each problem until you need...

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Very encouraging and goes at a good pace which has been immensely beneficial. Very punctual, there's never been any issues with scheduling. Overall, I have been enjoying my sessions and I look forward to more as he helps me prepare for my ACT.

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Taitana Has tutored my daughter in math and english, she has my daughter think differently in problem solving and expanded her vocabulary. She never gives you the answer but helps you solve a problem together for my daughter to understand why the problem or word is not correct. Will request her...

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So far so good

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Very encouraging, and I enjoy working with her

Qualification and Certification of Accounting Tutors Near Me In WESTCHESTER, NY


  • Undergraduate
  • Bachelor degree holders
  • Master degree holders
  • Ph.D. holders
  • Teaching Certification
  • Professional Certificate
  • Background checks
  • Tutoring experience
  • Continuous education
  • FrogTutoring verification certification

WESTCHESTER, NY Accounting Tutoring Rates


  • Price range from $37/hr - $65/hr
  • Rates vary based on the type of tutoring, methods used, and the number of hours required.
  • Contact our enrollment team to receive your personalized rate.

Tutoring Methods of Our Private Tutors In WESTCHESTER, NY


  • In-person/in-home tutoring
  • Online tutoring
  • One-on-one tutoring
  • Group lessons tutoring.

Tools We Use For Online Accounting Tutoring


  • Zoom
  • FrogTutoring custom online tutoring platform
  • The Lesson space

Our Accounting Clientele In WESTCHESTER, NY


  • High school students
  • Middle school students
  • College students
  • Adults
  • Special needs students

Tutoring Locations For Accounting In WESTCHESTER, NY


  • Student homes
  • Public Libraries
  • WESTCHESTER neighborhoods and suburbs

Sign up now for our one-on-one private Accounting tutoring in WESTCHESTER, NY


WESTCHESTER, NY Tutoring FAQ

What are the best tutoring services in Westchester, NY?

The best tutoring services in Westchester, NY, include local and national providers with proven track records. FrogTutoring stands out due to its tailored tutoring programs, carefully vetted tutors, and flexible scheduling designed to meet each student's unique needs. They offer both in-person and online sessions for a variety of subjects and age groups.

How much does tutoring cost in Westchester, NY?

Tutoring costs in Westchester, NY can vary based on the subject, level of education, and frequency of sessions. On average, rates can range anywhere from $40 to $100+ per hour. FrogTutoring offers competitive pricing and packaged deals, along with a free initial consultation to help parents and students determine the best tutoring plan for their budget and academic goals.

Are there personalized tutoring services available in Westchester, NY?

Yes, personalized tutoring services are available in Westchester, NY. FrogTutoring, for instance, provides customized learning plans that are aligned with each student's learning style, strengths, and academic challenges. Their approach ensures targeted support in specific areas, promoting more efficient learning and better outcomes.

Can I find SAT and ACT prep tutors in Westchester, NY?

Absolutely, Westchester, NY offers specialized tutors for SAT and ACT preparations. FrogTutoring caters to college-bound students by offering comprehensive test prep courses for the SAT and ACT exams. Their tutors are knowledgeable about the latest exam formats and provide strategies to help students achieve their desired scores.

What subjects are covered by tutors in Westchester, NY?

Tutors in Westchester, NY cover a wide range of subjects including math, science, English, history, and foreign languages, as well as more specialized subjects like computer science and test prep. FrogTutoring offers expert tutors in all these areas, capable of assisting students from elementary through college level.

Are online tutoring options available in Westchester, NY?

Yes, Westchester, NY provides online tutoring options for students who prefer or require remote learning. FrogTutoring delivers high-quality online tutoring services, using interactive tools and resources that make virtual learning effective and engaging for students.

Accounting FAQ

What is accounting tutoring?

Accounting tutoring is a form of personalized instruction focused on the subject of accounting, which includes understanding financial statements, bookkeeping, tax principles, auditing, and various accounting practices and standards. It is designed to help students and individuals gain a deeper comprehension of accounting concepts, improve their grades, prepare for exams, or enhance professional accounting skills.

How can accounting tutoring help improve my accounting skills?

Accounting tutoring can help improve your skills by providing one-on-one support tailored to your learning pace and style. A tutor can offer in-depth explanations of complex concepts, practice problems for mastery, real-world examples, and study strategies. This personalized attention can enhance your understanding, increase confidence, and improve academic or professional performance in accounting.

What topics are commonly covered in accounting tutoring sessions?

Accounting tutoring sessions commonly cover a range of topics including basic accounting principles, financial and managerial accounting, cost accounting, tax accounting, auditing, accounting software, financial analysis, and preparation for CPA exams. Sessions can be customized to focus on specific areas where a student may need additional help or practice.

How do I find a qualified accounting tutor?

To find a qualified accounting tutor, you can search for tutoring services online, ask for recommendations from peers, consult academic advising centers at educational institutions, or use platforms that connect students with professional tutors. Look for tutors with relevant degrees, professional certifications such as CPA designation, and positive reviews or testimonials from former students.

What qualifications should an accounting tutor have?

An accounting tutor should have a strong background in accounting, which typically includes a degree in accounting or a related field, practical accounting experience, and any relevant certifications, like the CPA (Certified Public Accountant). They should also possess good teaching skills and the ability to explain complex topics clearly and effectively.

Can accounting tutoring help me prepare for the CPA exam?

Yes, accounting tutoring can be extremely beneficial in preparing for the CPA exam. A tutor who is familiar with the CPA exam format and content can provide targeted guidance, test-taking strategies, and practice questions to enhance your understanding of the material and increase your chances of passing the exam successfully.

Common Questions on Accounting Tutors

How can an accounting tutor help me improve my grades?

An accounting tutor can provide personalized, one-on-one assistance to help you better understand accounting principles, improve your study habits, and grasp complex topics such as financial statements and tax laws. A tutor can also help prepare you for exams by offering practice problems and clarifying any points of confusion. If you're seeking to bolster your accounting knowledge and raise your grades, a specialized tutor can offer the targeted support you need. For personalized assistance, click on the link to request a tutor or learn more about our services. Request a tutor.

What qualifications should I look for in an accounting tutor?

When searching for an accounting tutor, you should look for someone with a strong educational background in accounting or a related field, professional experience in accounting, and the ability to teach complex concepts in a way that is clear and easy to understand. Additionally, a good tutor should be patient, communicative, and willing to tailor their teaching methods to suit your individual learning style. For access to qualified accounting tutors, click on the link to request a tutor or to learn more about our services. Find a qualified tutor.

How often should I meet with my accounting tutor for the best results?

The frequency of meetings with an accounting tutor will depend on your individual needs and goals. Some students may benefit from weekly sessions, while others might need more or less frequent help. Assess your coursework requirements, exam schedules, and personal learning pace to determine the most effective tutoring schedule for you. A tutor can also help you create a custom study plan. Ready to create a study plan that works for you? Click on the link to request a tutor or to find out more about our services. Schedule your tutoring sessions.

Can an accounting tutor help me with specific accounting software?

Yes, many accounting tutors have expertise in a variety of accounting software such as QuickBooks, Sage, or Microsoft Excel. They can provide hands-on guidance and instruction on how to effectively use these tools for accounting tasks, bookkeeping, and financial analysis. If you need help mastering accounting software, we have tutors ready to assist you. Click here to request a tutor or to get more information on our services. Learn accounting software.

Is online accounting tutoring as effective as in-person tutoring?

Online accounting tutoring can be just as effective as in-person tutoring, offering convenience, flexibility, and access to a wider range of tutors. With interactive tools such as video calling, screen sharing, and digital whiteboards, online tutoring provides an immersive learning experience. Whether you're looking for in-person or online support, the right tutor can make all the difference. Discover the benefits of online accounting tutoring today. Click the link to request a tutor or explore our tutoring options. Experience online tutoring.

WESTCHESTER, NY Neighborhoods We Service

Westchester County, New York, is an affluent suburban area north of New York City that is known for its high quality of life, excellent schools, and picturesque towns and communities. While not typically divided into neighborhoods in the same way that a city might be, Westchester is comprised of various cities, towns, and villages, each with its own distinct character and communities. Here, we explore some of these remarkable places within Westchester.

White Plains: As the county seat, White Plains is a bustling city with high-rise buildings, a vibrant downtown, and diverse neighborhoods such as Fisher Hill, Gedney Farms, Highlands, and North Broadway.

Yonkers: As Westchester's largest city, Yonkers has many faces, including the redeveloped waterfront area, the historic districts of Park Hill and Warburton Avenue, and neighborhoods like Crestwood, Colonial Heights, and Cedar Knolls.

New Rochelle: A mix of urban and suburban life can be found here, with areas like Wykagyl offering suburban affluence and Downtown reflecting urban energy.

Mount Vernon: Recognized for its four major sections, North Side, South Side, Mount Vernon Heights, and Downtown, Mount Vernon offers a blend of residential and urban vibes.

Peekskill: With its art scene and Hudson River views, Peekskill's neighborhoods, such as Downtown, Mortgage Hill, and the Waterfront District, are thriving cultural hubs.

Scarsdale: Known for its affluence and upscale neighborhoods like Heathcote and Quaker Ridge, Scarsdale is synonymous with suburban luxury.

Ossining: Offering both a village feel and residential areas, Ossining includes neighborhoods like Sparta Historic District and waterfront areas that provide stunning views of the Hudson.

Tarrytown: With its historic Main Street area and the upscale enclave of Wilson Park, Tarrytown is a community rich in history and charm.

Rye: Not only famous for Playland Park but also for its exclusive neighborhoods, including Greenhaven and the Milton Point area, Rye boasts coastal beauty and recreational amenities.

Harrison: This town-village offers both a downtown area and residential neighborhoods, such as Purchase, Sterling Ridge, and West Harrison, each with distinct personalities.

Dobbs Ferry: With a vibrant downtown and family-friendly neighborhoods like Walgrove and Riverview Manor, Dobbs Ferry provides a blend of small-town feel and modern conveniences.

Hastings-on-Hudson: Known for its artistic community and walkable neighborhoods, Hastings-on-Hudson features Boulanger Plaza and the Hillside area.

Bronxville: This village is known for its picturesque Lawrence Park, historic homes, and upscale areas like Cedar Knolls.

Pelham: The oldest town in Westchester features neighborhoods such as Pelham Manor and Pelham Heights, which showcase a wide variety of architectural styles and community-focused living.

Mamaroneck: This coastal community features neighborhoods such as the Shore Acres waterfront area and the more suburban Orienta, as well as the lively Mamaroneck Village.

Mount Kisco: This small town offers unique neighborhoods like Captain Merritt's Hill and the downtown area with a blend of shops, restaurants, and community events.

Larchmont: With a quaint downtown and neighborhoods like Manor and Pine Brook, Larchmont combines coastal charm with a tight-knit community spirit.

Every one of these communities adds to the rich tapestry that is Westchester County. The area’s diversity, from bustling downtown streetscapes to quiet suburban lanes and waterfront vistas, makes Westchester a sought-after place to live for those looking for proximity to New York City alongside the serenity of suburban life. Whether you're in Westchester for its education opportunities, its lifestyle, or its natural beauty, there's a neighborhood to suit every preference, and Frogtutoring understands the importance of community when it comes to finding the perfect fit for each of its clients.

About WESTCHESTER, NY And It’s Education Institutions

Westchester County, located in the state of New York, is renowned for its rich history, diverse neighborhoods, and prestigious educational institutions. Founded in 1683, Westchester was one of the original 12 counties of the Province of New York, and today, it boasts a flourishing population that encapsulates the spirit of both suburban charm and urban sophistication. Among its many landmarks, the Lyndhurst Mansion, Kykuit and the Philipsburg Manor highlight the county's historical significance with their stately architecture and well-preserved estates that narrate stories from centuries past. These sites, alongside the picturesque Hudson River vistas and sprawling parks like the Kensico Dam Plaza, form the backdrop to a county that prides itself on cultural heritage and natural beauty.

Education is a cornerstone of Westchester County's community focus, and the area supports an array of top-ranked educational resources. With highly esteemed public schools like Scarsdale High School, Horace Greeley High School in Chappaqua, and Rye High School leading the fore, the county's emphasis on academic excellence is evident. The Westchester County School District (WCSD) is committed to providing quality education and has numerous programs and resources to support student learning and development. Similarly, the county's private schools, such as Rye Country Day School and The Hackley School, are recognized for their rigorous curriculums and commitment to shaping the leaders of tomorrow.

Westchester's commitment to higher education is also notable, housing universities such as Pace University and Sarah Lawrence College within its bounds. These institutions, among others, not only cater to a diverse student body but also contribute to the intellectual and cultural fabric of the community. With the resident population of over one million, residents and students alike have access to a broad spectrum of educational resources, including libraries, museums, and learning centers that encourage lifelong learning and community engagement. The county's educational landscape provides a vibrant and nurturing environment for students to thrive, from early childhood programs to advanced graduate studies.

Students at These WESTCHESTER, NY Schools Excel with Our Tutoring

Below is a curated selection of top private and public schools located in Westchester County, New York. This list represents a sample of the many institutions whose students have taken advantage of our tutoring services. Please note that this is not an exhaustive directory but rather a snapshot intended to showcase the variety and caliber of schools in the region. Our tutoring programs have been designed to complement the excellent educational opportunities provided by these establishments, and we're proud to support the academic journeys of students from these schools.

Public Schools

Scarsdale High School Scarsdale High School is known for its strong academic programs and has consistently been ranked among the top public high schools in New York State. Scarsdale High School

Bronxville High School Located in the village of Bronxville, the school maintains a reputation for excellent academics and a robust selection of extracurricular activities. Bronxville High School

Horace Greeley High School Situated in Chappaqua, Horace Greeley has a legacy of educational excellence and a strong commitment to preparing students for post-secondary success. Horace Greeley High School

Rye High School Known for its academic rigor and community involvement, Rye High School provides a comprehensive education that extends beyond the classroom. Rye High School

Edgemont Junior-Senior High School Edgemont Jr./Sr. High School serves the Edgemont community with a focus on cultivating critical thinking and intellectual curiosity. Edgemont Jr/Sr High School

Mamaroneck High School This high school offers a rich curriculum and a wide array of enriching extracurricular programs in Mamaroneck, NY. Mamaroneck High School

Hastings High School Hastings High School, located in Hastings-on-Hudson, is recognized for its strong arts program and dedication to fostering a collaborative educational environment. Hastings High School

Pelham Memorial High School Serving students in the Pelham area, this high school is noted for its well-rounded education and a strong sense of community. Pelham Memorial High School

Private Schools

Rye Country Day School Rye Country Day School is an independent, co-educational college preparatory school dedicated to providing an excellent education grounded in values and ethics. Rye Country Day School

Hackley School Located in Tarrytown, Hackley School is an independent college preparatory school known for its diverse community and commitment to character education. Hackley School

The Masters School The Masters School is a vibrant and progressive day and boarding school that engages students in grades 5 through 12. The Masters School

French-American School of New York (FASNY) FASNY offers a bilingual and bicultural education with an international perspective, preparing students to excel in a global environment. French-American School of New York

The Harvey School This school in Katonah offers a college-preparatory curriculum that emphasizes individual learning and personal growth. The Harvey School

Iona Preparatory School Iona Prep is an independent Roman Catholic all-boys school known for its tradition of academic excellence and values-based education. Iona Preparatory School

The Ursuline School Located in New Rochelle, this all-girls Catholic college preparatory school is committed to the education and development of young women. The Ursuline School

The Ethical Culture Fieldston School With a campus in Bronx, Fieldston offers a progressive education rooted in ethical learning, academic excellence, and diversity. The Ethical Culture Fieldston School

Please note that the selection of schools above is meant to be representative of the diverse educational landscape in Westchester County. Our tutoring services are available to students from many other esteemed institutions not listed here.

About Accounting & Accounting Tutoring

Accounting is a systematic and comprehensive recording of financial transactions pertaining to a business. It involves the process of summarizing, analyzing, and reporting these transactions to oversight agencies, regulators, and tax collection entities. The financial statements that summarize a company's operations, financial position, and cash flows over a particular period are a precise representation of the accounting process.

There are several types of accounting, each serving a different purpose and catering to different stakeholders:

  • Financial Accounting: This type records and summarizes financial data presented in financial statements – like income statements, balance sheets, and cash flow statements – that reflect the company's performance to external stakeholders.

  • Management Accounting: This type focuses on measuring, analyzing, and reporting financial and non-financial information that helps managers make decisions to fulfill organizational goals.

  • Governmental Accounting: This type ensures that revenues and expenditures are made according to the law and regulations, providing transparency and accountability in governmental entities.

  • Tax Accounting: This specialization is dictated by the Internal Revenue Code, which governs the specific rules that companies and individuals must follow when preparing their tax returns.

  • Forensic Accounting: This field involves examining financial records in order to uncover potential fraud, embezzlement, or financial misconduct.

Related entities in accounting include regulatory bodies such as the Financial Accounting Standards Board (FASB), which establishes accounting standards in the United States. There are also international bodies like the International Accounting Standards Board (IASB), responsible for the International Financial Reporting Standards (IFRS). Additionally, the Internal Revenue Service (IRS) is a critical agency in tax accounting.

When tutoring someone who struggles with accounting, the best strategy is to connect concepts with real-world scenarios to make the material more relevant and easier to understand. Starting with the foundational elements such as the accounting equation (Assets = Liabilities + Equity) can set the stage for understanding how other concepts interrelate. Encouraging active practice through problem-solving and the usage of accounting software can also reinforce learning. It's crucial to be patient and to break down complex concepts into smaller, more manageable parts.

The most common concepts in accounting include:

  • Debits and Credits: The dual entry system that ensures the accounting equation stays balanced.
  • The Accounting Cycle: The full process of recording and processing all financial transactions of a company, from when the transaction occurs, to its representation on the financial statements.
  • Journal Entries: The first step in the accounting cycle, this is where transactions are initially recorded.

Among the most difficult concepts are:

  • Understanding and applying the principles of accrual accounting, which recognizes economic events regardless of when cash transactions occur.
  • The process of adjusting entries to account for income and expenses that have accrued but are not accurately represented in real-time financial statements.
  • Comprehending complex financial instruments and how to report them, as in hedge accounting or derivatives.

Overall, mastery of accounting requires attention to detail, a clear understanding of key principles and concepts, and the ability to see the broader financial picture that those details create.